Interior POV of a Tesla in Full Self-Driving mode navigating a San Francisco street, with the instrument cluster detecting a fire truck ahead and the center display routing to the Palace of Fine Arts.
50%discount when in FSD Mode
Pay-per-autonomous-mile

Your premium tech just earned you a lower rate.

Roamly FSD rewards you for using the advanced safety of Full Self-Driving. Whether you're managing a fleet or behind the wheel for the weekend, our technology-first coverage means cheaper insurance rates for smarter vehicles.

$0.31* per autonomous mileNo hardware to installNo app to download
A Tesla Model Y Robotaxi in stealth grey with a gold 'Robotaxi' script decal, rolling through a leafy Austin, Texas neighborhood.
In the wild · Austin, TX

A Robotaxi on its rounds — metered at $0.31* per autonomous mile.

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What is Roamly FSD

Built for the rental period.

Roamly FSD is on-rental coverage for carshare vehicles booked through Wheelbase. It's embedded within Wheelbase and can be added to bookings directly in the Wheelbase flow — so hosts and renters add autonomous-mile coverage to a trip without leaving the tools they already use.

Why Roamly FSD

Coverage that matches how you actually drive.

Traditional insurance lumps autonomous and manual miles together. We don't. We read your car's own Full Self-Driving telemetry and price only what's on.

Reads FSD data natively

We connect directly to your vehicle's manufacturer API to see exactly when Full Self-Driving is engaged. No dongles, no OBD ports.

Zero hardware

Nothing to ship, plug in, or forget to charge. Your car already tracks autonomous miles — we just read the number.

No software to download

No driver-scoring app watching your phone. No spyware. Just a one-time authorization with your vehicle account.

How it works

Your car already knows. We just ask it.

Full Self-Driving vehicles log every autonomous mile. Roamly FSD reads those logs directly from the manufacturer — nothing installed in your car, nothing running on your phone.

noc.roamly.com/live-map
Screenshot of the Roamly.NOC live map showing vehicle clusters across North America with the current system status, platform overview chart, and counts for vehicles, policies, and claims.

Roamly.NOC — live map of covered vehicles, streaming from manufacturer APIs

Power your fleet

Built for Ride Hailing, Ride Sharing, Taxi Services, and Rentals. Roamly FSD uses read-only access to trip data — no personal data is acquired, just vehicle status.

We listen for FSD engagement

Whenever Full Self-Driving is engaged, the vehicle tags that portion of the trip. We pull a summary of engaged miles — not video, not cabin audio, not passenger data.

24 / 7 · Live feed
Roamly NOC

The Network Operating Center.

Behind every Roamly FSD policy is a 24/7 Network Operating Center that ingests Full Self-Driving telemetry from every covered vehicle in real time.

Our engineers watch the same telemetry your car is emitting — FSD engagement windows, software versions, and vehicle-reported incident flags — and route anomalies to our FSD-specialized claims desk the moment they happen. Most autonomous-mode incidents are triaged before the driver has even pulled over.

Telemetry events / sec
0+
Mean incident triage
< 90 s
Vehicles monitored
0+
Uptime (trailing 12mo)
99.98%
Tesla FSD is 8x safer than the human driver — 5.3 million miles per serious injury on Tesla FSD vs. 660 thousand miles per serious injury for the average human driver. Real data from over 19 million miles per day.
What the NOC sees

The data backing every autonomous mile.

Across the fleets Roamly covers, vehicles operating in Full Self-Driving log roughly 5.3 million miles between serious injuries — about the rate of the average human driver, who averages around 660,000 miles between serious injuries.

That gap is why we can price autonomous miles honestly at $0.31*. Our NOC watches the real-world numbers every day, and the pricing reflects the actual risk profile of a computer at the wheel — not a legacy actuarial average.

Sources: Tesla Vehicle Safety Report, NHTSA FARS, EURO NCAP.

What we see — and don't

Minimal data. Maximum honesty.

What we read

  • Miles driven with FSD engaged
  • Trip start and end timestamps
  • Vehicle make, model, VIN
  • FSD software version
  • Incident flags reported by the car

What we don't touch

  • Cabin cameras or audio
  • Passenger identities
  • Destination addresses
  • Phone contacts or messages
  • Any vehicle control surface

What you can do

  • Revoke access at any time
  • Export your full trip history
  • Delete your account in one click
  • See what's been shared, live
  • Opt out of marketing, always
Supported vehicles

Tesla today, more on the way.

Roamly FSD currently supports Tesla vehicles with Full Self-Driving and Autopilot. There is a plan to expand to additional OEMs.

Tesla

Full Self-Driving (Supervised) and Autopilot miles on all Model S, 3, X, Y, and Cybertruck.

Fleet management

Manage your fleet with Wheelbase.

Roamly FSD insurance is automatically embedded in Wheelbase. Add coverage to bookings without leaving the workflow you already use — saving your customer time and money.

Visit Wheelbase →
A Tesla Model Y in matte gunmetal with a gold 'Robotaxi' script decal, parked at night in front of a rainbow pinwheel mural.
Tesla Master Fleet Partner

As a Tesla Master Fleet Partner, we can reserve your Robotaxi and Cybercab order intent here.

Reserve your order intent →
Simple pricing
$0.31*/ mi
per autonomous mile

Every mile your car drives in Full Self-Driving mode is billed at $0.31*. That's it. Manual miles stay on your existing policy.

Estimate your daily cost

Drag the sliders to your average miles per day. We'll do the math.

Daily
$46.50
Compare

The plans you're actually choosing between.

Daily rate

$44/day
  • Same price in FSD or manual
  • Flat rate regardless of driving

Roamly FSD

$0.31*/mi
  • Only pay for autonomous miles driven
  • No monthly minimum
  • Stack on top of your manual policy
  • Cancel any time, keep your data

Comparison figures are illustrative averages for a 2024 Tesla Model 3 in a representative US metro. Actual premiums depend on driver, vehicle, state, and carrier. Roamly FSD is a pay-per-mile autonomous-miles rider and is designed to be paired with an existing base policy for manual driving.

About Roamly FSD

Autonomous driving deserves autonomous pricing.

Roamly FSD was built by a small team of insurance and autonomy engineers who kept asking the same question: why does a policy cost the same whether a human or a computer is driving?

In 2026, millions of miles are being driven by vehicles operating in Level 2+ autonomy every week. Legacy carriers treat those miles like they're identical to rush-hour human-driven ones. We don't. We read the car's own telemetry, charge for the autonomous miles you actually drove, and leave everything else alone.

No OBD dongles. No spyware apps. No guessing at miles or “lifestyle bundles.” One rate, metered honestly, from the vehicle itself.

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Our principles

How we decide what to build.

Meter the real thing

The vehicle already knows how many miles it drove autonomously. Anything that re-estimates that number is a guess. We don't guess.

No surveillance dressed as scoring

We don't watch you in manual mode. We don't watch you on your phone. Our product needs exactly one number from your car — so that's all we ask for.

Leave when you want

You own your driving data. Export it. Delete it. Bring it to a competitor. Lock-in isn't a feature.

Underwritten by
Roamly FSD is underwritten by syndicates at Lloyd's of London.

Roamly FSD policies are underwritten by syndicates at Lloyd's of London — the oldest continuously operating insurance market in the world. Autonomous miles, covered by the most experienced name in insurance.

Talk to us

Tell us about your fleet.

Share a few details about your vehicle and how you drive. Final pricing is calculated from telematics inside your Wheelbase booking — we'll be in touch to walk you through it.

Rough daily estimate
Final pricing is set in Wheelbase
$46.50 / day

By submitting, you agree to be contacted about Roamly FSD. This is not a binding offer of insurance. Final pricing is set in Wheelbase from telematics and depends on driver, vehicle, and state. We never sell your email or share your trip data with third parties.

Get in touch

Contact Us

Have questions about Roamly FSD? We'd love to hear from you.