Claims

Carshare Insurance that covers your fleet between trips.

Your cars aren't making money when they're parked or in between gigs — but they're still at risk. Roamly's carshare insurance fills the gap — protecting your investment 24/7.

*Legal disclaimer: Price reflective of liability coverage only per vehicle. Varies by state and other factors.

Coverage during prep, maintenance, and downtime.

Immediate access to fleet management software.

Coverage for as low as $59/month*.

Man standing in front of a group of cars

Trusted by fleet owners who are on the level.

Carshare coverage vetted by the best in the business.

  • Anav Rentals
  • Ceemote
  • Elite Car Rentals
  • JB Auto Rental
  • Rent-A-Ride OKC
  • Sturty Cars

What you need to know.

Coverage Gap Protection

Other platforms only cover you during active rentals. The rest of the time—when you're prepping cars, moving them around, or they're just sitting between bookings—you're flying without a net.

Fleet-Specific Coverage

Your personal insurance excludes commercial use the moment you list that car for rent. We cover what happens during prep, delivery, and downtime—risks that can cost you thousands.

24/7 Protection

From vandalism while parked between bookings to accidents during prep work—we've got you covered when platform insurance doesn't. No gaps, no surprises.

Telematics Required

All policies require a connected device within 30 days. We'll help you get set up with our partners for exclusive rates, plus you'll get theft recovery and weather alerts.

Seamless coverage through every stage of the trip.

No gaps. No confusion. No wondering if you're covered. Just continuous protection that works with your existing platform coverage.

Before the trip.
During the trip.
After the trip.

Before the trip.

Roamly Carshare Protection

Your car is covered for physical damage, theft, and liability when it's in your possession.

During the trip.

Platform Coverage

You've got three options:

  1. Stick with Turo's insurance, which integrates with Roamly Carshare for pre and post-trip coverage.
  2. Upgrade to Wheelbase Pro for Roamly Episodic, providing on-rental coverage for direct rentals outside of Turo — a solution many pro hosts lack.
  3. If you currently have no insurance and direct renters to provide their own, consider Roamly Episodic to bridge that gap and enhance your operation.

After the trip.

Roamly Carshare Protection

Coverage kicks back in the moment the rental ends

A closer look at what's included.

Coverage that actually fits your business.

Roamly.

Flexible Solutions

Coverage for 2+ vehicles with no fleet size cap.

Whether you have 3 cars or 300, our coverage scales with your business. No headaches. Just straightforward protection.

Management Software

Track all fleet rentals and downtime in one dashboard.

Add on our Wheelbase fleet management software to monitor your fleet, track bookings, and manage everything from one place.

Telematics

Data to help you better manage your fleet.

Policies require a connected telematics device within 30 days, providing GPS data for special rates, theft recovery, and weather alerts.

Bridge Coverage

Protects against personal insurance gaps.

Covers risks that your personal insurance won't touch once you start renting commercially.

Liability Protection

Covers incidents while driving during prep and maintenance.

If someone gets hurt while you're moving your cars, you're protected.

Physical Damage Coverage

Pays for damage to the vehicle between rentals.

Covers damage from storms, vandalism, or theft during off-platform periods.

Unlock private rentals. Without the insurance headache.

Level up with Wheelbase's fleet management software.

Upgrade your Roamly Carshare policy and get access to our Wheelbase fleet management software that lets you:

  • Full backend to the vehicle management software to support their rental business.
  • 24/7 sales tool that integrates directly with your website.
  • Monitor performance with detailed analytics.
Wheelbase Pro

Thinking about taking your business to the next level?

Wheelbase Pro gives you everything you need to run your own carshare business — including insurance that works across any platform, as well as the option to expand reach to rideshare renters. Skip the marketplace fees, keep more of what you earn and take more control over your business.

Learn more about Wheelbase Pro

Built for fleet owners, by fleet owners.

"Fast and easy! Thank you! I was looking for insurance for my rental car business and they helped me when no one else could."

Jameson

Car fleet owner

Still have questions? We're here to help.

Our carshare policies cover fleets of 2 or more vehicles. There's no upper limit—we've got you covered whether you're running 3 cars or 30.

No! Our carshare policies understand folks actually intend to drive your rentals. We've got you covered.

Wheelbase is fleet management software that helps you track bookings and monitor your carshare or rideshare fleet's performance. It's included with every Roamly Carshare policy.

If your fleet has more than 10 vehicles, you'll receive an email with your Wheelbase account details after purchasing your Roamly Carshare policy. You can then schedule your onboarding call by contacting wheelbasesupport@outdoorsy.co.

If you have 10 vehicles or fewer, you can request a demo here to learn more and see if it’s the right fit for your business.

Still have questions?

Call us at 877.725.1245

A carshare vehicle
A carshare vehicle
A carshare vehicle

Designed for fleet flexibility.

Designed for any fleet, Roamly offers coverage that grows with your business.

Roamly logo

Roamly Insurance Group, LLC ("Roamly") is a licensed general agent for affiliated and non-affiliated insurance companies. Roamly is licensed as an agency in all states in which products are offered. Roamly license numbers. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.

Policies provided by Roamly are underwritten by Spinnaker Insurance Company, Progressive Insurance Company, Safeco Insurance Company, Foremost Insurance Company, National General Insurance, Mobilitas Insurance Company, and others.


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