What you need to know.
Tailored Coverage
We know a cruiser isn't a sport bike. Roamly helps you find the coverage that fits with how you ride, from dirt trails to open roads.
Custom Parts Protection
Most insurers offer minimal coverage for custom parts. Our partners provide up to $20,000 in coverage for your aftermarket mods and custom work.
Track Day Coverage
Most insurers don’t cover organized track events, riding schools, and time trials. Push your limits. We’ll make sure you’re covered.
Insurance by Riders, for Riders
Our top-rated agents are seasoned adventurers. They speak your language because they ride too.
No "Motorcycle = Motorcycle" Nonsense
We understand that your Hayabusa isn't your Harley. Risk-based pricing that actually reflects how different bikes are used. No more paying sport bike rates for your Shadow.
Custom Parts That Matter
That Vance & Hines exhaust and Corbin seat cost real money. Accessory coverage up to $15,000 that reflects what quality parts actually cost—not some insurance company's idea of "reasonable."
Why this matters: Aftermarket parts can cost more than the bike itself. Most basic policies cap this at $3,000.
Track Day Coverage
Most companies exclude track events. You’re covered for organized track days, riding schools, and time trials. Because skill building shouldn't void your policy.
Cruisers
For riders who know chrome costs money.
Whether it's a Sportster or a Road King, we understand cruiser culture:
Custom Parts Coverage
Vance & Hines pipes, Corbin seats, S&S motors up to $15,000 replacement cost
Touring Protection
Multi-state trips with enhanced roadside and trip interruption coverage
Theft Protection
Harleys are theft magnets; comprehensive coverage that actually pays out
Passenger Coverage
Enhanced medical when you're riding two-up with the missus
Why Roamly?
Most insurance companies see liability numbers. We see freedom machines.
We actually ride.
Our team knows the difference between a Dyna and a Softail. We cover this lifestyle because we live it. When you call, you're talking to someone who's been through Deals Gap at midnight.
Licensed motorcycle specialists.
No overseas call centers. Roamly is full of agents who actually adventure and wrench on weekends. We'll find you the best coverage – even if it's not us.
Straight talk, no BS.
We built Roamly on trust, not fine print. No phone tag, no runaround. Just real riders getting you real coverage.
Mechanical Breakdown Coverage
Engines fail at the worst times. You’re covered for sudden mechanical breakdowns beyond manufacturer warranty. Average claim: $2,800.
Emergency Roadside Service
Dead battery at 2 AM? Your coverage will coordinate flatbed towing and jump starts. Because bikes can't be towed like cars.
Riding Gear Coverage
Helmets, jackets, boots, gloves up to $5,000. Because your gear is what keeps you alive.
Blog Post
Top 10 Safety Tips Every Motorcycle Rider Should Know
Motorcycle riding demands respect, preparation, and smart habits. The ten tips inside—from proper gear selection to defensive riding techniques—can dramatically reduce your accident risk
Hit the road
Guide to Motorcycle Insurance Discounts: Save on Premiums
Motorcycle insurance discounts can significantly reduce your premiums through safety course completion, multi-policy bundling, homeownership, association memberships, responsible riding records, and payment options.
Hit the road
The Ultimate Checklist for New Motorcycle Buyers
a step-by-step roadmap covering licensing, safety training, bike selection, protective gear, insurance, and financing to make confident, informed decision
We're brokers. We shop multiple carriers to find you the best deal. Think of us as your advocate, not another company trying to sell you their one policy.
Everything with two wheels and an engine. Cruisers, sport bikes, touring rigs, adventure bikes, dirt bikes, scooters, and custom builds. From 50cc to 2000cc.
Still need answers?
Call us at 877.725.1245
Ready to stop getting jerked around by insurance?
Get rider-built motorcycle coverage. No phone tag. No fine print surprises. No regrets.
Roamly Insurance Group, LLC ("Roamly") is a licensed general agent for affiliated and non-affiliated insurance companies. Roamly is licensed as an agency in all states in which products are offered. Roamly license numbers. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.
Policies provided by Roamly are underwritten by Spinnaker Insurance Company, Progressive Insurance Company, Safeco Insurance Company, Foremost Insurance Company, National General Insurance, Mobilitas Insurance Company, and others.
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