Claims
  • White and gray Class A motorhome driving on desert highway surrounded by scrub brush and arid terrain
  • Black pickup truck with camper attachment positioned on sandy desert terrain with red rock formations in background
  • Pickup truck towing travel trailer on paved highway with yellow center lines through forested area
  • Layered mountain ranges with evergreen forest and clear blue sky, scenic mountain wilderness landscape

RV insurance built for adventure.

Stop overpaying for coverage that doesn't fit your lifestyle.

What are you insuring?
RVMotorcycleBoatToys
  • White and gray Class A motorhome driving on desert highway surrounded by scrub brush and arid terrain
  • Black pickup truck with camper attachment positioned on sandy desert terrain with red rock formations in background
  • Pickup truck towing travel trailer on paved highway with yellow center lines through forested area
  • Layered mountain ranges with evergreen forest and clear blue sky, scenic mountain wilderness landscape

The best plan at the best price. Seriously.

With the widest access to adventure-focused carriers, we find coverage that actually fits how you travel. Not how insurance companies think you should travel.

  • Roamly insurance carrier logo
  • Progressive insurance carrier logo
  • National General insurance carrier logo
  • Foremost insurance carrier logo
  • Safeco insurance carrier logo
  • Nationwide insurance carrier logo
  • Mercury Insurance insurance carrier logo

What you need to know.

Tailored Coverage

We know a pop-up isn't a Class A. Roamly helps you find the coverage that fits with how you travel, from weekend trips to full-time living.

Custom Build Protection

Most insurers offer minimal coverage for custom builds. Our partners provide up to $20,000 in coverage for your DIY renovations and custom work.

Rental Coverage

Most insurers don’t cover peer-to-peer rentals. If you list on Outdoorsy, we’ll make sure you’re covered.

Insurance by RVers, for RVers

Our top-rated agents are seasoned adventurers. They speak your language because they RV too.

Trusted by adventurers across the country.

Real reviews from people who actually use their vehicles, and don't just park it in the driveway.

  • Outstanding Service

    Roamly never fails to provide outstanding service every time I need them. Evin found coverage for our vintage camper van so quickly and it was also affordable.

    Tristen
    Trust Pilot
  • Vanlife Coverage Experts

    This is the best insurance company for DIY van conversions.

    Mark
    Trust Pilot
  • Bundled and Saved

    I was extremely impressed with the professionalism, ease of service, and the process in general. We decided to bundle our auto with our RV. The rate were the best we could find as well

    Dave avatar
    Dave
    Trust Pilot
  • Saved Over $500

    Very easy to set up my insurance through the website. Savings of $500/yr over my old policy.

    Raymond
    Trust Pilot
  • Fast, Friendly Coverage

    My agent, Josh was professional and expedient, which mirrored the process in securing coverage for my RV. Wouldn't think of going anywhere else and happy to be with Roamly

    Michael
    Trust Pilot
  • Insurance Made Easy

    I recently purchased my first RV and received outstanding customer service and support. My agent was able to ease my concerns about insuring my new retirement toy. I was impressed with his understanding of my options and was able to find a policy I am comfortable with.

    Bob
    Trust Pilot
  • Outstanding Service

    Roamly never fails to provide outstanding service every time I need them. Evin found coverage for our vintage camper van so quickly and it was also affordable.

    Tristen
    Trust Pilot
  • Vanlife Coverage Experts

    This is the best insurance company for DIY van conversions.

    Mark
    Trust Pilot
  • Bundled and Saved

    I was extremely impressed with the professionalism, ease of service, and the process in general. We decided to bundle our auto with our RV. The rate were the best we could find as well

    Dave avatar
    Dave
    Trust Pilot
  • Saved Over $500

    Very easy to set up my insurance through the website. Savings of $500/yr over my old policy.

    Raymond
    Trust Pilot
  • Fast, Friendly Coverage

    My agent, Josh was professional and expedient, which mirrored the process in securing coverage for my RV. Wouldn't think of going anywhere else and happy to be with Roamly

    Michael
    Trust Pilot
  • Insurance Made Easy

    I recently purchased my first RV and received outstanding customer service and support. My agent was able to ease my concerns about insuring my new retirement toy. I was impressed with his understanding of my options and was able to find a policy I am comfortable with.

    Bob
    Trust Pilot

Protection for your RV and your lifestyle.

Coverage that actually understands how you use your RV—because we live this life too.

Personal Effect Coverage

Your RV is packed with the gear that makes adventures possible. We cover everything from laptops and linens to hammocks and hiking sticks—up to $5k. Because when you're 200 miles from nowhere, you need to know your stuff is protected.

RV interior showcasing personal effects coverage with laptops, gear, and camping equipment

Emergency Expense Coverage

Breakdown 50+ miles from home? We cover hotels, meals, and getting you back on track. No sleeping in truck stops on our watch.

What others don't tell you: Most insurance companies cap this at $500. We go up to $5,000 because we know what things actually cost on the road.

RV campsite setup with extended awning demonstrating emergency expense coverage

Vacation Liability Coverage

Campfire sparks fly. People trip over guy-lines. It happens. Get up to $50k protection for those oops moments that can turn a good trip sideways.

Peace of mind: This coverage alone saves our customers an average of $12,000 when accidents happen at campsites.

Campsite with evening campfire illustrating vacation liability coverage scenarios

Coverage built for your RV.

Personalized plans for big rigs, Class C's, vans, pop-ups, and whatever else gets you out there.

Travel Trailers
Travel Trailers

Travel Trailers

Hook up and head out. Coverage that moves when you do.

Towable-specific protection other companies miss.

Pest Damage Coverage

Pest Damage Coverage

Covers rodent and insect damage during storage (happens more than you think).

Roof Breakdown Coverage

Roof Breakdown Coverage

Covers unexpected mechanical roof failures beyond storm damage.

Emergency Expense Coverage

Emergency Expense Coverage

Temporary housing, return travel, or trailer return if damaged/stolen on trips.

Vacation Liability

Vacation Liability

Key protection against campsite-related incidents.

Insurance that's as brave as you are.

We cover what others won't: converted vans, Outdoorsy rentals, and full-timer setups. No extra fees. No surprises.

We live this.

Our team are adventure experts. We cover this lifestyle because it is our lifestyle. When you call, you're talking to someone who's been stuck in Moab with a dead battery."

Adventure enthusiast with RV in mountain setting
Family enjoying outdoor camping experience
Person exploring wilderness with recreational vehicle
Adventure lifestyle scene with outdoor recreation equipment

Experts when you need them.

No call centers in India. Our licensed agents average 8+ years in RV insurance and actually own the rigs they insure. We'll find you the best plan—even if it's not us.

Krista, Roamly adventure insurance specialist
Eric, Roamly adventure insurance specialist
Evin, Roamly adventure insurance specialist
Hank, Roamly adventure insurance specialist
Justin, Roamly adventure insurance specialist

We connect the dots.

We found the gaps in recreational coverage and specifically built products that cover what others can't. Outdoorsy hosting? Van conversions? Full-timing? We've got you.

Claims and savings.

We stick around after you buy. Breakdown in Yellowstone? Payment question at midnight? We're here when things get complicated—not just when you're buying.

We’re on the level.

We built Roamly on trust. And that’s not just us saying it.

4.7/5

A+

RV insurance coverage by state

Find coverage that meets your state's requirements and your travel style. No rental restrictions, no surprises.

RV Insurance for Alabama

Full-time RVers

Full-time RVers

Nomads who live and breathe the road and need full-time protection for their homes on wheels.

Weekend Warriors

Weekend Warriors

Part-time adventurers who hit the road for weekend getaways or seasonal migrations.

DIY Builds

DIY Builds

Owners of custom-built conversions who need insurance tailored to their unique vehicles.

Adventure looks good on you.

Winding mountain highway curves through rolling green hills at golden sunset, perfect scenic route for RV adventures

Extra protection for every mile.

From chipped windshields to unexpected breakdowns, we've got your RV covered.

Windshield Protection

RV on road with windshield visible

Rock chips happen every 3,000 miles on average. We fix them with zero deductible, no questions asked.

Add windshield coverage

Tire and Wheel Coverage

RV tire and wheel close-up

Blowouts don't wait for convenient timing. We cover repair, replacement, and getting you back on the road.

Add roadworthy protection

Roadside Assistance

Person working on RV engine

Dead battery in the middle of nowhere? We're already on our way. Average response time: 47 minutes.

Add peace of mind

Still have questions? No sweat. We got you.

Both. We offer our policies or connect you with others. You win either way.

All types: Class A, B, C, travel trailers, fifth wheels, camper vans, toy haulers, and custom builds.

Yes! Our Full-Timer's Package covers liability, medical, storage, and loss assessment for year-round RV living.

  • Agreed Value: Value is set upfront for total loss, no depreciation.
  • Purchase Price: Covers up to 120% of original price for newer models.

*Note that the availability of settlement types may vary based on the carrier you choose.

Still need answers?

Call us at 877.725.1245

Large motorhome parked among tall evergreen trees in mountain forest
RV campsite setup beside pristine lake with awning extended for outdoor living
Modern camper van with pop-up roof parked on mountain road with scenic backdrop

Ready to hit the road with confidence?

Get adventure-ready coverage in 60 seconds. No phone calls. No paperwork. No regrets.

Roamly logo

Roamly Insurance Group, LLC ("Roamly") is a licensed general agent for affiliated and non-affiliated insurance companies. Roamly is licensed as an agency in all states in which products are offered. Roamly license numbers. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.

Policies provided by Roamly are underwritten by Spinnaker Insurance Company, Progressive Insurance Company, Safeco Insurance Company, Foremost Insurance Company, National General Insurance, Mobilitas Insurance Company, and others.


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