Roamly.
Streamlined Protection
Forget itemizing every single earring. You simply choose your total coverage limit ($3,000 or $5,000) and your collection is covered up to that amount.
Rings, Watches, and More
Whether it's your wedding band, diamond earrings, or a vintage necklace, if you wear it, it falls under your protection limit.
Jewelry Care
Coverage includes prong re-tipping, stone tightening, and clasp replacement to stop problems before they start.
Worldwide Coverage
Your jewelry shouldn't have to stay in a safe. You’re covered everywhere—from the campground shower to a beach in Bali.
Trusted for Over a Century
Roamly brings you the access, but Jewelers Mutual brings 110+ years of expertise. We set you up, and they handle the heavy lifting if you ever need a repair or replacement.
Step 1
Get covered in seconds.
Pick your coverage limit ($3,000 or $5,000), enter your details, and you’re protected. We make the buying part easy.
Step 2
Something happen? Call the experts.
If you have a loss or damage, you’ll work directly with Jewelers Mutual. They’ve been handling jewelry claims for over a century, and they know exactly what to do.
Step 3
Back to wearing it.
Work with your own trusted jeweler for repairs or replacement. Jewelers Mutual handles the payment, and you get back to your adventure.
Comprehensive Protection
Covers loss, damage, theft, mysterious disappearance, and natural disasters, with very few exclusions.
Jewelry Care
Keeps pieces in top shape with prong re-tipping, stone tightening, and clasp or earring post replacement.
Worldwide Coverage
Jewelry is protected everywhere you go, from campground weekends to beach vacations and milestone trips.
Trusted for Over a Century
Insurance underwritten by Jewelers Mutual, providing reliable protection for more than 110 years.
For $5,000 in total coverage, the annual premium is $110. For $3,000 in coverage, it’s $80. You can choose annual or monthly billing via auto-pay—whatever works for your budget.
Yes, however it’s very limited; and filing a jewelry claim can spike your entire homeowners rate. This is separate, so it won't touch your other policies.
You can choose either $3,000 or $5,000 in total coverage. To keep things streamlined, both options come subject to a standard $100 deductible.
If you wear it, it’s likely covered. We protect rings, watches, earrings, necklaces, and bracelets.
Here is the deal: This specific online plan is designed for speed and simplicity, so it caps at $5,000 in total coverage. If your watch is worth $4,000: You’re golden. If you have a $12,000 Submariner: This online plan covers the first $5,000 (subject to a $100 deductible).
Not to get started. You don't need to upload an appraisal or receipt just to buy your policy today. However, make sure you hold onto those documents—you will need to provide them to Jewelers Mutual if you ever need to file a claim.
Your coverage should reflect your jewelry collection's full replacement value. (Unsure what that is? Ask your jeweler or appraiser for a quick valuation.) If your specific high-value items exceed the $5,000 limit, don't sweat it. We have custom plans for the heavy hitters. Give the experts at Jewelers Mutual a call at 833-491-5223, and they’ll build a policy that covers the full value of your collection.
It's available in all U.S. states except New York, Kentucky and Alaska.
Phone: 833-491-5223 Customer Service: blanketjewelry@jminsure.com Claims: blanketclaims@jminsure.com
Still have questions?
Call Jewelers Mutual at 833-491-5223
Still deciding?
Roamly Insurance Group, LLC ("Roamly") is a licensed general agent for affiliated and non-affiliated insurance companies. Roamly is licensed as an agency in all states in which products are offered. Roamly license numbers. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.
Policies provided by Roamly are underwritten by Spinnaker Insurance Company, Progressive Insurance Company, Safeco Insurance Company, Foremost Insurance Company, National General Insurance, Mobilitas Insurance Company, and others.
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