Here's the real talk: your pets aren't just animals—they're family members who deserve the same protection and peace of mind you'd want for any loved one on the road. Pet travel has become increasingly popular, with many pet owners now refusing to take vacations unless their furry companions can come along.
Whether you're full-timing in your RV or taking weekend camping trips, Roamly's pet coverage ensures that unexpected veterinary emergencies won't derail your adventures or drain your wallet. From coverage for travel-related injuries to preventive wellness care, our pet insurance is designed specifically for families who refuse to leave anyone behind—including the ones with four paws and unconditional love.
Pet travel coverage protects against unexpected veterinary expenses and injuries that can occur while you're on the road with your furry family members.
When you're exploring new trails, national parks, or just heading to your favourite camping spot, accidents can happen to any member of your family—including the four-legged ones. Pet travel coverage is specifically designed to handle the unique risks that come with life on the road.
Core Coverage Areas:
Emergency Veterinary Care: If your dog gets injured hiking a new trail or your cat has a sudden illness while camping, emergency vet visits can be costly. Veterinary care costs have increased significantly in recent years, with emergency procedures potentially reaching substantial amounts depending on the complexity and location.
Travel-Related Injuries: RV accidents, falls from camping equipment, encounters with wildlife, or injuries from unfamiliar terrain are all covered. Many policies provide coverage for vet bills if your pet is injured while traveling in your RV.
Accidental Ingestion: Dogs especially are prone to eating things they shouldn't when exploring new environments. Coverage includes treatment for foreign object removal and related complications.
Regional Health Emergencies: Different climates and regions can expose pets to new parasites, diseases, or environmental hazards they haven't encountered at home.
The peace of mind that comes with knowing your pet's medical emergencies are covered means you can focus on creating memories instead of worrying about what-if scenarios.
Emergency veterinary care away from home typically costs significantly more than routine visits, with bills often ranging from hundreds to thousands of dollars.
When you're dealing with a pet emergency while traveling, you're often at the mercy of whatever veterinary services are available in your location. This can mean higher costs, especially in remote areas or tourist destinations.
Common Travel Emergency Costs:
Emergency Exam Fees: Urgent care and after-hours veterinary visits typically cost significantly more than regular appointments just for the initial examination, before any treatment begins.
Diagnostic Procedures: X-rays, blood work, and other diagnostic tests needed to assess your pet's condition can add substantial costs to your bill.
Treatment and Medications: Depending on the injury or illness, treatment costs can range from moderate amounts for minor issues to significant expenses for complex procedures or surgeries.
Overnight Stays: If your pet needs to stay overnight for observation or treatment, boarding fees at veterinary clinics represent an additional daily expense.
One veterinary professional noted that common health issues in cats, such as urinary obstructions, often require lab testing, antibiotics, and sometimes surgery that can result in substantial veterinary bills. When you're far from your regular vet and dealing with an emergency, these costs can be even higher.
The financial stress of an unexpected veterinary emergency shouldn't force you to cut your trip short or make difficult decisions about your pet's care.
Pet travel coverage is specifically designed for the unique risks and challenges of life on the road, while regular pet insurance focuses on everyday health needs.
Understanding this distinction helps you choose the right protection for your traveling lifestyle. If you're someone who spends significant time in RVs, camping, or exploring with your pets, specialized travel coverage addresses risks that standard policies might not fully cover.
Travel-Specific Benefits:
Geographic Flexibility: Coverage that works no matter where your adventures take you, without network restrictions that might limit your options in remote areas.
Emergency Transportation: Some policies include coverage for emergency transportation of your pet to the nearest appropriate veterinary facility.
Trip Interruption Protection: If a serious pet emergency requires you to cut your trip short, some coverage options help with the additional costs of getting home early.
Temporary Boarding: If you're hospitalized and can't care for your pet while traveling, coverage for temporary boarding ensures they're looked after.
Regular Pet Insurance Focus:
For travelers, the ideal solution often combines both approaches—basic health coverage for ongoing needs plus specialized travel protection for road-specific risks.
Yes, wellness coverage can be especially valuable for traveling pets who need additional preventive care and health certificates for different destinations.
When you're constantly exploring new environments, your pets are exposed to different health risks and requirements. Wellness coverage helps you stay proactive about their health while managing the extra costs that come with a traveling lifestyle.
Travel-Relevant Wellness Benefits:
Health Certificates: Many policies include coverage for travel health certificates required for certain destinations or border crossings, with some plans offering reimbursement for travel health certificate costs.
Vaccination Updates: Different regions may require specific vaccinations or boosters that your pet wouldn't normally need at home.
Parasite Prevention: Increased coverage for flea, tick, and heartworm prevention becomes more important when traveling through different climate zones and regions.
Regular Health Monitoring: Annual wellness exams help catch potential issues before they become emergency situations on the road.
How It Works on the Road:
This flexibility is crucial for travelers who can't always plan their veterinary visits around their home location or regular veterinarian's schedule.
Planning ahead and knowing your coverage options ensures you can quickly find quality veterinary care no matter where your travels take you.
One of the biggest concerns pet owners have about traveling is: "What if something happens and I don't know where to find a good vet?" Having the right coverage removes the financial stress, but you still need to know how to access care.
Before You Travel:
Research Emergency Clinics: Identify 24-hour emergency veterinary clinics along your planned route and at your destination.
Download Veterinary Apps: Several apps can help you locate nearby veterinary services, read reviews, and even get virtual consultations.
Pack Medical Records: Keep current vaccination records, medical history, and emergency contact information for your regular veterinarian easily accessible.
Emergency Action Plan:
Virtual Care Options: Some coverage plans include access to virtual veterinary consultations, which can help you determine if an in-person visit is necessary or provide guidance for minor issues.
Having coverage means you can focus on getting your pet the care they need instead of shopping around for the cheapest option during an emergency.
Full-time RV living with pets requires a comprehensive approach to preventive care that accounts for constant travel and varying regional health risks.
If your RV is your home and your pets are living the full-time travel lifestyle with you, their healthcare needs are different from pets who occasionally take trips. Full-time travelers need coverage that supports a mobile lifestyle while maintaining consistent preventive care.
Full-Timer Specific Needs:
Flexible Vaccination Schedules: Working with veterinarians across different locations to maintain up-to-date vaccinations without duplicating services.
Regional Health Adaptations: Adjusting preventive care based on the health risks specific to different regions you're traveling through.
Continuity of Care Records: Maintaining comprehensive health records that can be easily shared with new veterinarians as you travel.
Prescription Management: Ensuring ongoing medications and prescriptions can be managed and refilled regardless of location.
Annual Wellness Strategy:
Many full-time RVers find that having robust wellness coverage actually saves money by preventing small issues from becoming major emergencies while on the road.
Key Recommendations for Pet Travelers:
Prevention is Everything: "The best emergency is the one that never happens. Regular wellness care, proper nutrition, and keeping up with preventive treatments save pet owners thousands in emergency costs."
Know Your Pet's Baseline: "When you're constantly in new environments, it's crucial to know what's normal for your pet. Document their usual behavior, appetite, and energy levels so you can quickly identify when something's wrong."
Build Relationships Along Your Route: "Many RV travelers develop relationships with veterinarians in their favorite areas. Having familiar faces who know your pet's history makes care so much better."
Don't Skip the Small Stuff: "I've seen minor cuts become serious infections because owners thought they could handle it themselves. When you're living in close quarters on the road, small problems can become big ones quickly."
Have a Plan: "The worst time to figure out your insurance coverage is during an emergency. Know what's covered, keep your policy information accessible, and have emergency contacts readily available."
Your pets chose you as their adventure partner for life. They trust you to keep them safe, healthy, and happy whether you're exploring new trails, setting up camp under the stars, or just cruising down the highway with the windows down and their ears flapping in the breeze.
At Roamly, we understand that your pets aren't just animals—they're family members who deserve the same level of protection and care you'd want for any loved one. Our pet coverage is designed specifically for families who live life on the road, who believe that the best adventures are the ones shared with those who love you unconditionally.
Whether you're planning weekend camping trips or living the full-time RV dream, don't let the fear of unexpected veterinary expenses keep you from exploring with your four-legged co-pilots. Life's too short and the world's too big to leave anyone behind.
Get the coverage that lets you say "yes" to every adventure. Because the only thing better than discovering new places is discovering them with your best friend by your side.
Get Your Pet Travel Coverage Quote
This article provides general information about pet travel coverage and is not intended as specific medical or insurance advice. Coverage terms vary by policy and provider. Always consult with your veterinarian about your pet's specific health needs while traveling and review your policy documents for complete coverage details.
Roamly Insurance Group, LLC ("Roamly") is a licensed general agent for affiliated and non-affiliated insurance companies. Roamly is licensed as an agency in all states in which products are offered. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.
Policies provided by Roamly are underwritten by Spinnaker Insurance Company, Progressive Insurance Company, Safeco Insurance, Foremost Insurance Company, National General Insurance, Allstate Insurance Company, Mobilitas Insurance Company, Lyndon Southern Insurance Company and others.