Roamly Helps You Save on Oregon RV Insurance
Explore the natural wonders of the Beaver State with Roamly, your trusted guide for Oregon RV Insurance. As you journey from the rugged Pacific coastline to the serene high desert of Central Oregon, our tailored protection ensures your travels are as diverse and captivating as the state itself.
With the nation's deepest lake and river gorge, the state holds a unique distinction, offering an adventurous backdrop for RV enthusiasts. Whether you're navigating through the lush Willamette Valley or exploring other local treasures, Roamly's Oregon camper and motorhome insurance adapts to varied climates, terrains, and needs of all RV enthusiasts.
With Roamly, embrace the spirit of exploration in Oregon, confident in comprehensive coverage that protects your journey, no matter where the road takes you.
Who We Insure
At Roamly, we offer coverage options that cater to a wide variety of RV owners:
Full-time RVers: Those who live in their RV year-round and need full-time protection for their homes on wheels.
Weekend Warriors: Part-time adventurers who hit the road for weekend getaways or seasonal trips.
DIY Builds: Owners of custom-built campervans who need insurance tailored to their unique vehicles.
Commercial RV Owners: Entrepreneurs who use RVs for rental businesses, mobile offices, or travel accommodations.
Minimum RV Insurance Requirements in Oregon
Oregon law requires RV owners to meet the following minimum liability insurance coverage:
$25,000 for bodily injury per person.
$50,000 for bodily injury per accident.
$20,000 for property damage per accident.
This mandatory liability coverage ensures compliance with state laws and protects you in case of accidents. However, basic liability often isn’t enough to fully safeguard your investment. Roamly offers comprehensive coverage options to meet all your RV insurance needs.
How Much Does RV Insurance Cost in Oregon?
RV insurance costs in Oregon depend on several factors, including your RV type, usage, and driving history. On average, premiums range from $700 to $3,500 annually. With Roamly, customers can save up to 35% compared to other RV insurance providers, thanks to our streamlined process and competitive rates.
Comprehensive Coverage Options for Short-Term and Full-Time RVers
Whether you're a part-time adventurer or a full-time RVer, you can customize comprehensive coverage to suit your needs.
Short-Term Use Coverage:
For weekend warriors and part-time RV owners, we provide a variety of coverage options:
Collision Coverage: Covers damage to your RV in case of an accident.
Medical Payments Coverage: Provides for medical expenses in the event of an accident.
Uninsured/Underinsured Motorist Coverage: Protects you if you're hit by a driver without adequate insurance.
Roadside Assistance: Helps you in case of a breakdown or emergency on the road.
Tire & Wheel Coverage: Provides protection for tire blowouts or wheel damage.
Full-Time Use Coverage:
For full-time RVers, we extend our coverage to include the following:
All the coverage options available for short-term coverage, plus:
Full-Timer's Liability: Provides liability coverage similar to a homeowner's policy when your RV is parked and used as a residence.
Personal Property Coverage: Protects your belongings inside the RV, including electronics, clothing, and other personal items.
Scheduled Medical Payments: Higher limits on medical expenses after an accident.
Loss Assessment: Covers fees associated with damage to shared property in RV parks or campgrounds.
Emergency Expense Coverage: Reimburses you for unexpected costs such as lodging or transportation if your RV is disabled due to a covered loss.
Adjacent Structures Coverage: Protects other structures, such as awnings or satellite dishes, that may be attached to your RV.
Diminishing Deductibles: Reduces your deductible the longer you remain claim-free.
No matter what kind of RV lifestyle you have, we have the right coverage options to give you peace of mind on the road and at home.
