Journey through the Natural State with Roamly, your dedicated partner for RV insurance in Arkansas. From bustling cities to the tranquil Ozark Mountains and everything in between, our tailored RV coverage options ensure that each mile of your journey is both protected and peaceful.
Recognizing the diversity of every traveler to this beautiful state, from those relishing the serene beauty of the hot springs to the adventurers navigating the lush trails of the Delta, we customize RV coverage for every kind of exploration. Our Arkansas RV Insurance offers comprehensive protection and affordability, giving you peace of mind to explore beautiful landscapes.
In Arkansas, where nature's beauty meets the road less traveled, the value of camper insurance with Roamly is as vast as the state's scenic beauty!
At Roamly, we offer coverage options that cater to a wide variety of RV owners:
Full-time RVers: Those who live in their RV year-round and need full-time protection for their homes on wheels.
Weekend Warriors: Part-time adventurers who hit the road for weekend getaways or seasonal trips.
DIY Builds: Owners of custom-built campervans who need insurance tailored to their unique vehicles.
Commercial RV Owners: Entrepreneurs who use RVs for rental businesses, mobile offices, or travel accommodations.
In Arkansas, all motorized vehicles, including RVs and motorhomes, are required by law to carry minimum liability insurance coverage. The state’s minimum liability coverage requirements are:
$25,000 for bodily injury per person
$50,000 for bodily injury per accident
$25,000 for property damage per accident
This basic coverage ensures that you meet Arkansas's legal requirements, but it may not fully protect your investment or cover other potential risks. Roamly offers more comprehensive options to better safeguard your RV and your adventures.
RV insurance costs in Arkansas can vary based on several factors, including:
Type of RV: Class A, B, or C motorhomes, travel trailers, or fifth wheels.
Usage: Full-time living, part-time use, or occasional trips.
Driving History: Clean records may qualify for discounts.
Coverage Level: The extent of coverage and deductibles selected.
On average, RV insurance in Arkansas can range from $500 to $1,500 per year for part-time RVers. Full-time RVers may see higher premiums due to increased exposure and risk.
However, Roamly customers can save up to 35% on their premiums compared to other RV insurance companies, thanks to our specialized and competitive rates designed specifically for RV owners.
Whether you're a part-time adventurer or a full-time RVer, you can customize comprehensive coverage to suit your needs.
For weekend warriors and part-time RV owners, we provide a variety of coverage options:
Collision Coverage: Covers damage to your RV in case of an accident.
Medical Payments Coverage: Provides for medical expenses in the event of an accident.
Uninsured/Underinsured Motorist Coverage: Protects you if you're hit by a driver without adequate insurance.
Roadside Assistance: Helps you in case of a breakdown or emergency on the road.
Tire & Wheel Coverage: Provides protection for tire blowouts or wheel damage.
For full-time RVers, we extend our coverage to include the following:
All the coverage options available for short-term coverage, plus:
Full-Timer's Liability: Provides liability coverage similar to a homeowner's policy when your RV is parked and used as a residence.
Personal Property Coverage: Protects your belongings inside the RV, including electronics, clothing, and other personal items.
Scheduled Medical Payments: Higher limits on medical expenses after an accident.
Loss Assessment: Covers fees associated with damage to shared property in RV parks or campgrounds.
Emergency Expense Coverage: Reimburses you for unexpected costs such as lodging or transportation if your RV is disabled due to a covered loss.
Adjacent Structures Coverage: Protects other structures, such as awnings or satellite dishes, that may be attached to your RV.
Diminishing Deductibles: Reduces your deductible the longer you remain claim-free.
No matter what kind of RV lifestyle you have, we have the right coverage options to give you peace of mind on the road and at home.
Roamly Helps You Save on Arkansas RV Insurance
* New Roamly customers getting personal policies for travel trailers and Class B RVs tended to see the largest savings of 35% or more off their existing policies when getting comprehensive coverage in 2023. Commercial customers who saw the largest savings while switching to Roamly typically covered between 3-5 vehicles and switched from an existing commercial policy.
Roamly Insurance Group, LLC ("Roamly") is a licensed general agent for affiliated and non-affiliated insurance companies. Roamly is licensed as an agency in all states in which products are offered. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.
Policies provided by Roamly are underwritten by Spinnaker Insurance Company, Progressive Insurance Company, Safeco Insurance, Foremost Insurance Company, National General Insurance, Allstate Insurance Company, Mobilitas Insurance Company, Lyndon Southern Insurance Company and others.