Roamly Helps You Save on New Hampshire RV Insurance
Take a quintessential New England journey with Roamly, your trusted choice for New Hampshire RV Insurance. As you navigate through the state's small, picturesque towns, vast wilderness, and abundant wildlife, our comprehensive protection ensures a serene experience in every corner of the Granite State.
It is a haven for outdoor enthusiasts with some of the most affordable auto insurance in the country. The state also offers a unique RV experience with its vibrant autumn foliage. From popular skiing destinations to scenic hiking trails in the White Mountains, we tailor our New Hampshire motorhome insurance to protect your adventures year-round, adapting to the state’s diverse seasonal activities.
Who We Insure
At Roamly, we offer coverage options that cater to a wide variety of RV owners:
Full-time RVers: Those who live in their RV year-round and need full-time protection for their homes on wheels.
Weekend Warriors: Part-time adventurers who hit the road for weekend getaways or seasonal trips.
DIY Builds: Owners of custom-built campervans who need insurance tailored to their unique vehicles.
Commercial RV Owners: Entrepreneurs who use RVs for rental businesses, mobile offices, or travel accommodations.
Minimum RV Insurance Requirements in New Hampshire
In New Hampshire, RV owners must meet the state’s minimum liability insurance requirements, particularly for motorized RVs. These include:
$25,000 for bodily injury per person
$50,000 for bodily injury per accident
$25,000 for property damage per accident
While liability coverage is the legal minimum, additional coverage is highly recommended to fully protect your RV investment. Roamly offers a range of options to ensure you’re covered for any adventure or unexpected event.
How Much Does RV Insurance Cost in New Hampshire?
The cost of RV insurance in New Hampshire depends on factors such as your driving history, the type and age of your RV, and your coverage options. On average, premiums range between $500 and $3,500 annually.
With Roamly, you can save up to 35% on your premiums compared to other providers, thanks to our competitive rates and specialized RV insurance expertise.
Comprehensive Coverage Options for Short-Term and Full-Time RVers
Whether you're a part-time adventurer or a full-time RVer, you can customize comprehensive coverage to suit your needs.
Short-Term Use Coverage:
For weekend warriors and part-time RV owners, we provide a variety of coverage options:
Collision Coverage: Covers damage to your RV in case of an accident.
Medical Payments Coverage: Provides for medical expenses in the event of an accident.
Uninsured/Underinsured Motorist Coverage: Protects you if you're hit by a driver without adequate insurance.
Roadside Assistance: Helps you in case of a breakdown or emergency on the road.
Tire & Wheel Coverage: Provides protection for tire blowouts or wheel damage.
Full-Time Use Coverage:
For full-time RVers, we extend our coverage to include the following:
All the coverage options available for short-term coverage, plus:
Full-Timer's Liability: Provides liability coverage similar to a homeowner's policy when your RV is parked and used as a residence.
Personal Property Coverage: Protects your belongings inside the RV, including electronics, clothing, and other personal items.
Scheduled Medical Payments: Higher limits on medical expenses after an accident.
Loss Assessment: Covers fees associated with damage to shared property in RV parks or campgrounds.
Emergency Expense Coverage: Reimburses you for unexpected costs such as lodging or transportation if your RV is disabled due to a covered loss.
Adjacent Structures Coverage: Protects other structures, such as awnings or satellite dishes, that may be attached to your RV.
Diminishing Deductibles: Reduces your deductible the longer you remain claim-free.
No matter what kind of RV lifestyle you have, we have the right coverage options to give you peace of mind on the road and at home.
