Roamly Helps You Save on Washington RV Insurance

Navigate the Evergreen State's scenic routes with Roamly, your trusted choice for Washington RV insurance. In the trailblazing state that first put the brakes on texting while driving in 2007, we ensure your RV journey is just as forward-thinking and safe.

From the lush forests of the Cascades to the tranquil shores of Puget Sound, our Washington motorhome insurance keeps you covered, allowing you to sit back, and enjoy the views without any distractions. If you are someone who values safety as much as adventure, Roamly crafts RV coverage that's as responsible as it is robust.

Who We Insure

At Roamly, we offer coverage options that cater to a wide variety of RV owners:

• Full-time RVers: Those who live in their RV year-round and need full-time protection for their homes on wheels.

• Weekend Warriors: Part-time adventurers who hit the road for weekend getaways or seasonal trips.

• DIY Builds: Owners of custom-built campervans who need insurance tailored to their unique vehicles.

• Commercial RV Owners: Entrepreneurs who use RVs for rental businesses, mobile offices, or travel accommodations.

Minimum RV Insurance Requirements in Washington

In Washington, motorized RVs are subject to the same insurance requirements as standard vehicles. This includes the following minimum liability coverage:

• $25,000 for bodily injury per person.

• $50,000 for bodily injury per accident.

• $10,000 for property damage per accident.

These minimums ensure compliance with Washington state law, but for enhanced protection, Roamly offers additional coverage options tailored to your RV lifestyle.

How Much Does RV Insurance Cost in  Washington?

RV insurance costs in Washington depend on factors like your driving history, the type of RV, and your chosen coverage options. On average, premiums range from $700 to $3,500 annually.

Roamly customers can save up to 35% on their premiums compared to other providers, thanks to our specialized underwriting process and competitive rates.

Comprehensive Coverage Options for Short-Term and Full-Time RVers

Whether you're a part-time adventurer or a full-time RVer, you can customize comprehensive coverage to suit your needs.

Short-Term Use Coverage:

For weekend warriors and part-time RV owners, we provide a variety of coverage options:

• Collision Coverage: Covers damage to your RV in case of an accident.

• Medical Payments Coverage: Provides for medical expenses in the event of an accident.

• Uninsured/Underinsured Motorist Coverage: Protects you if you're hit by a driver without adequate insurance.

• Roadside Assistance: Helps you in case of a breakdown or emergency on the road.

• Tire & Wheel Coverage: Provides protection for tire blowouts or wheel damage.

Full-Time Use Coverage:

For full-time RVers, we extend our coverage to include the following:

• All the coverage options available for short-term coverage, plus:

  • Full-Timer's Liability: Provides liability coverage similar to a homeowner's policy when your RV is parked and used as a residence.

  • Personal Property Coverage: Protects your belongings inside the RV, including electronics, clothing, and other personal items.

  • Scheduled Medical Payments: Higher limits on medical expenses after an accident.

  • Loss Assessment: Covers fees associated with damage to shared property in RV parks or campgrounds.

  • Emergency Expense Coverage: Reimburses you for unexpected costs such as lodging or transportation if your RV is disabled due to a covered loss.

  • Adjacent Structures Coverage: Protects other structures, such as awnings or satellite dishes, that may be attached to your RV.

  • Diminishing Deductibles: Reduces your deductible the longer you remain claim-free.

No matter what kind of RV lifestyle you have, we have the right coverage options to give you peace of mind on the road and at home.