RV Insurance for Cargo Trailers
Roamly Helps You Save on Cargo Trailer Insurance
Cargo trailers are versatile and invaluable assets for transporting business equipment, moving personal belongings, or carrying goods for commercial purposes. Whether it's a small, open trailer for personal use or a large, enclosed trailer for your business needs, Roamly understands the importance of protecting your assets on the move. Our cargo trailer insurance policies provide comprehensive coverage that meets the diverse needs of trailer owners.
We also know that insurance for cargo trailers isn't a one-size-fits-all solution. Factors such as the trailer's value, usage (personal or commercial), and location determine your insurance premiums. That's why we offer flexible trailer insurance options that cater to your specific needs and budget. Ready to start saving? Let Roamly pave the way to a worry-free journey!
Why Roamly?
Competitive pricing
Roamly customers can save up to 35%* on their insurance premiums compared to other RV insurance companies.
Rental incentives
Roamly policyholders are free to rent out their rig without breaking the terms of their policy.
Full coverage
We offer coverage for all RVs, including unique inventory like DIY and uplifted Class Bs and camper vans.
Yes, cargo trailers typically require insurance, especially if they are used for commercial purposes or carry valuable goods. While the towing vehicle's insurance may cover some liability, separate cargo trailer insurance provides comprehensive protection for the trailer and its contents.
Cargo trailer insurance usually includes coverage for physical damage to the trailer itself (collision and comprehensive), liability coverage for damage or injuries caused by the trailer, and often coverage for the contents of the trailer, particularly in the case of enclosed trailer insurance.
Enclosed trailer insurance often provides more comprehensive coverage due to the nature of the goods typically transported – they're usually more valuable or sensitive to weather and theft. Open trailers may have more basic coverage, focusing on liability and collision.
The cost of cargo trailer insurance can vary widely, depending on factors like the size and type of the trailer, its intended use (personal vs. commercial), the value of the contents, the owner's driving history, and geographic location.
Yes, insurance policies are available for cargo trailers used occasionally. The premium for infrequent use is generally lower, reflecting the reduced risk compared to trailers used more regularly.
Auto insurance policies might offer some liability coverage for a cargo trailer while it's being towed, but this coverage is often limited. Separate cargo trailer insurance is recommended for comprehensive protection, especially for physical damage to the trailer and its contents.
Still have questions?
Call us at 877.725.1245
Buy Insurance for a Cargo Trailer
Roamly Helps You Save on Cargo Trailer Insurance
* New Roamly customers getting personal policies for travel trailers and Class B RVs tended to see the largest savings of 35% or more off their existing policies when getting comprehensive coverage in 2023. Commercial customers who saw the largest savings while switching to Roamly typically covered between 3-5 vehicles and switched from an existing commercial policy.
Roamly Insurance Group, LLC ("Roamly") is a licensed general agent for affiliated and non-affiliated insurance companies. Roamly is licensed as an agency in all states in which products are offered. Roamly license numbers. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.
Policies provided by Roamly are underwritten by Spinnaker Insurance Company, Progressive Insurance Company, Liberty Mutual Insurance Company, Foremost Insurance Company, National General Insurance, and others.
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