Question 1

What is Roamly?

Accepted Answer

We’re glad you asked! Roamly is an insurance company that specializes in RV insurance. In fact, we’re RV owners and enthusiasts just like you. And we’ve perfected RV insurance that’s safer, simpler, and that uniquely allows you to rent your rig on sharing platforms, like Outdoorsy.  
 Roamly offers better coverage at lower rates. We do that by leaving out the coverages you don’t need. So whether you need a personal policy for a single camper, or a commercial policy for a fleet of motorhomes, Roamly has you covered. 
Unlike many other insurance companies, our support team is in-house and US-based to give you the best service. They’re also extremely fun to speak with. As for our insurance, know that it's backed by the industry’s best carriers.

Question 2

How do I get RV insurance through Roamly?

Accepted Answer

It’s easy to get better RV insurance through Roamly. Start by answering a few simple questions online at Roamly.com, like how many vehicles you want to cover. There aren’t too many questions, we promise. After completing these questions you’ll see an initial online insurance quote. Then one of our friendly US-based agents will want to confirm details over the phone to ensure you get the best coverage and price for your needs. After receiving a final quote from your dedicated agent, they’ll help you quickly complete the purchase of your new policy (insurance people call it ‘binding’). Once finalized, you’ll conveniently receive your official policy documents via email so you can be off and running. 
 Prefer to speak to an agent over the phone? Call them at 1-877-725-1245.

Question 3

At what point do I need a commercial RV insurance policy?

Accepted Answer

Wondering if you need commercial insurance? If you answer yes to any of the questions below, then your current personal insurance is likely no longer covering you and you'll need a commercial policy (like the kind that Roamly offers for 30%* less): 
 -Do you currently have a rental business website? -Do you rent out 3 or more RVs on a regular basis? -Do you store your RV at your business location? -Do you manage vehicles that have been consigned to you? -Do you have business partners and/or employees operating your vehicles? -Do you use your vehicles for business purposes (i.e. deliveries, trade shows)? 
 Renting out more than one RV has its challenges, but insurance shouldn’t be one of them. That’s why Roamly offers smart commercial RV insurance specifically designed to cover your growing business. It also helps you save. 
 With Roamly, you only pay for commercial coverage for the time outside of the rental period. Why should you pay for commercial-level coverage during your rentals when Outdoorsy and Wheelbase Pro insurance already cover rentals?* Roamly helps you only pay for the commercial insurance you need because we partner with Outdoorsy and Wheelbase Pro to know when your RVs are rented. It’s smarter insurance that helps you save. To see for yourself, start your free quote. 
 *While your RVs are rented out on Outdoorsy or Wheelbase Pro, you can enjoy the peace of mind in knowing your RVs are protected against physical damage up to its cash value. As an owner, you’re also covered with $1 million in liability insurance protection. To learn more about insurance through Outdoorsy click here. 
If you're looking for insurance for your renters, it's easy to get through our partners Outdoorsy and Wheelbase Pro (for fleets).

Question 4

Can I rent my RV on rental marketplaces like Outdoorsy?

Accepted Answer

Yes! With Roamly commercial and personal policies you can safely rent your RV on marketplaces like Outdoorsy without losing coverage or worrying about loopholes. And with Outdoorsy’s extra rental-period insurance, your RV stays covered from start to finish with no gaps or extra costs you don’t need. Welcome to a better world of RV insurance.

Question 5

Does Roamly offer full timer insurance?

Accepted Answer

Unlike many insurance companies, Roamly offers full time insurance. Eligibility includes full-timer, primary residence, and stationary travel trailers (in and out of park). Some of us here at Roamly have been full time RVers ourselves, so we know first-hand how important it is to have the right insurance when you go full-time.  
To get your quote for full time RV insurance, start by answering a few simple questions at Roamly.com. You can then schedule an appointment with one of our licensed agents to review the best full-time options for your needs.

Question 6

Can I change insurance companies before my renewal date?

Accepted Answer

Absolutely. You can switch insurance companies at any time—even if you just renewed your policy with another insurance company. And when you cancel with an insurer, you get a refund for the money you paid in advance. And if you canceled to switch to Roamly, your life just got a lot easier.

Question 7

What type of coverage do you offer?

Accepted Answer

Bodily injury liability
Property damage liability
Collision coverage
Comprehensive coverage
Sound system
Contents coverage
Medical payments coverage
Personal injury protection coverage (PIP)
Uninsured & underinsured motorist coverage
Roadside assistance
Rental reimbursement coverage
No-deductible glass coverage

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