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Should you bundle your RV insurance policy?

Are you bundling your RV insurance policy?

Most insurance carriers bundle your RV insurance policy with your home or auto policy. Why is this a problem? If you need to file a claim related to the interior of your RV such as the bath or kitchen, this claim could count against your homeowners or auto insurance and any other policies you have bundled, instead of just your RV insurance policy. This would make the rates across all of your bundled policies sky rocket.

Is your RV underinsured?

If your insurance carrier does not specialize in RV insurance, your RV could be missing key RV-specific coverages, such as Roof Breakdown and Pest Damage Repair which could make you underinsured. What does this mean? If you are underinsured your insurance carrier may refuse to pay up to the full amount to repair or replace your RV in the event of an accident.

Why insure your RV with Roamly?

Roamly doesn’t bundle your policies and instead has created a specific policy tailored just for your RV, so your entire RV is always covered. With Roamly, you’ll never have to worry about being underinsured or having other policies affected.


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Roamly Insurance Group, LLC ("Roamly") is a licensed general agent for affiliated and non-affiliated insurance companies. Roamly is licensed as an agency in all states in which products are offered. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.

Policies provided by Roamly are underwritten by Spinnaker Insurance Company, Progressive Insurance Company, Safeco Insurance, Foremost Insurance Company, National General Insurance, Allstate Insurance Company, Mobilitas Insurance Company, HIPPO Insurance Services, Lyndon Southern Insurance Company and others.

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