Progressive RV Insurance Review

Progressive RV Insurance Review

Progressive is well known for its car insurance, although they offer other types of insurance as well. They also offer a wide range of discounts for students, safe drivers, and bundling policies for your car and home.

Coverage Options

Basic vehicle coverage consists of liability insurance, which includes property damage and bodily injury. That is the minimum coverage you can get, unless you’d like to add extras or special features.

For more, you’ll need to get their full coverage which includes: Comprehensive, Collision, Uninsured/underinsured bodily injury, Uninsured/underinsured motorist property damage, and Medical payments. You do have the ability to pick and choose the options that are best for you. In addition, they also offer extras like roadside assistance and rental car reimbursement.

RV Coverage Options

Although Progressive does offer a variety of discounts, keep in mind that many of their features aren’t standard so how much you pay will depend on how much extra coverage you want. Costs will also vary based on the following:

  • Your state

  • The type of RV you have

  • Your RV's value

  • The amount of your deductible

  • Your driving history

With Progressive, RV insurance costs start at $125 a year, although most people end up paying more for additional features.

Average Pricing

Although Progressive does offer a variety of discounts, keep in mind that many of their features aren’t standard so how much you pay will depend on how much extra coverage you want. Costs will also vary based on the following:

  • Your state

  • The type of RV you have

  • Your RV's value

  • The amount of your deductible

  • Your driving history

With Progressive, RV insurance costs start at $125 a year, although most people end up paying more for additional features.

Will Progressive drop your coverage if you rent your RV on a rental marketplace?

Most larger insurance providers will drop your coverage for renting out your RV, so be sure to check the fine print. The last thing you want is to be left high and dry if something happens to your RV. 

However, Roamly offers insurance that lets you rent your RV out without losing coverage. To learn more, or to get a free quote, visit Roamly.com.

Does Progressive offer RV insurance for full-time RVers?

Many insurance companies only offer RV insurance for recreational RV use. If you are a full-time RVer, make sure that you make that clear when getting a quote.

Not all full-timer insurance is the same, so be sure to shop around with other insurers who specialize in full-timer coverage, including Roamly.

What Roamly can offer RV owners

Did you know you could save an average of 25% compared to other insurance companies by getting a comprehensive plan with Roamly? This insurance company was created by passionate RV owners,so they know exactly the type of coverage you need for your RV. No more paying for expensive features you don’t need.

Additionally, Roamly doesn’t stop covering your RV if you decide you want to rent it out on peer-to-peer networks like Outdoorsy. That means you can make extra money when you’re not using your RV.

Final thoughts

As the third-largest personal auto insurer in the US, Progressive is a household name. However, that doesn’t mean it’s the best insurance option for you and your RV. Unlike Progressive, Roamly was created specifically for RV owners. This means that you get coverage tailored to your specific needs, and you won’t lose coverage or have to worry about loopholes if you would like to rent your RV.

So get a free quote from Roamly to get the right insurance for your RV adventures.